Grow Without Limits

Our mission is to help SMEs and startups grow without limits by being their go-to payment and cash management solution — designed to solve their most pressing needs.

About Flex

We strive to champion the underserved and help innovators and rebels dream big!

Flex empowers SMEs and startups to grow with access to on-demand working capital. Gain total control over expenses and reduce your costs.

Flex is the complete business payment and cash management solution that lets you access interest-free, on-demand working capital.

Grow without limits with a simpler, faster and more affordable way for your business to thrive.

Designed with Startups and SMEs in mind

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Beginning

  • No access to financing
  • Time-consuming documentation
  • Lack of working capital to fuel growth
  • Lack of financial management expertise
  • Lack of delegation of finance and accounting processes
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Growing

  • Increasing complexity in business operations
  • Struggling with cash flow
  • Lack of working capital to fuel growth
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Branching

  • Difficulty in managing expenses due to lack of transparency
  • Lack of operating efficiencies across functions
  • Difficulty in tracking expenses and identifying savings
  • Lack of working capital to fuel expansion

Our Leadership

Meet the team of industry experts and veterans on a mission to give your business the ultimate Flex.

Dr. Tan Sian Wee

Group Chief Executive Officer

Andrea Loo

General Manager

Michael Mammela

Chief Product Officer

Goh Beng-Kim

Chief Revenue Officer

Sonford Yuen

Group Chief Risk Officer

Olivia Leong

Senior Advisor

Rakesh Bhathia

Strategic Advisor

Sidu Ponnappa

Technical Advisor

Ranjan Sakalley

Technical Advisor

Our Investors

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Open an account today

Enjoy free credit and no markups on forex payments in just a few clicks

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Contact Us

Get in touch with us and give your business the ultimate Flex!